About Fundsmart
About Fundsmart
Fundsmart is a New Zealand business finance broker focused on business, asset, commercial property, development and specialist funding transactions.
Part of Crowdsphere Holdings Limited
Property-backed lending through Lendcap
Fundsmart is owned by Crowdsphere Holdings Limited, the parent company of both Fundsmart and Lendcap, a New Zealand peer to peer lending platform.
Lendcap provides property-backed lending to businesses, including short term and specialist transactions where security is available over property. Where a transaction suits that structure, Fundsmart may discuss Lendcap alongside other bank, non-bank, private and specialist funding providers.
Why Lendcap matters
- Property-backed business lending with a clear security structure.
- Short term and specialist transactions where speed is important.
- Separate lending decision made by Lendcap on its own merits.
- One of the funding pathways Fundsmart can review for eligible enquiries.
Fundsmart helps businesses and commercial clients understand and structure funding requirements before approaching an appropriate funding provider.
Our role is to look at the transaction as a whole. This may include what the funds are required for, when they are needed, how the business operates, what security may be available and how the proposed finance is expected to be repaid.
Fundsmart may work with bank, non bank, private and specialist funding providers depending on the nature of the transaction. We focus publicly on what needs to be funded rather than promoting individual lender brands.
Experience
Primary areas of experience
Asset and commercial vehicle finance.
Business purchases and acquisitions.
Commercial property finance.
Property development.
Bridging and short term funding.
Property backed business transactions.
Specialist commercial transactions.
Our position
Fundsmart stands on its own
This website presents Fundsmart's own business finance brokerage services. Fundsmart's public proposition is based on understanding, structuring and progressing eligible business and commercial funding enquiries.
Discuss a transaction with Fundsmart
Tell us about the funding requirement and we will contact you to discuss the next step.